Enhanced Layers of Security coming in December
     *****On-Line Banking Users*****

Because identity theft is currently the fastest growing crime in the nation, we've developed an Enhanced Login Security system to protect your On-line account information from fraud and Internet crimes such as Phishing (a prevalent Internet Crime in which attackers build replicas of web pages in an attempt to trick consumers into revealing their personal information.) We appreciate your membership, and we are proud to be able to offer these advanced security features to you free of charge.

Additional Layers of Protection
Enhanced Login Security has dual functionality:
1. It displays a security image and a security phrase (selected by you during the enrollment process) at login, so you can be certain you're accessing our valid site and not being Phished.
2. It provides additional layers of protection by asking security challenge questions if we have difficulty authenticating your identity or recognizing your computer during login.

These two safeguards work together to provide an additional line of defense against unauthorized access to your account.

Enrollment
Beginning on December 1, 2006, you will be presented with an opportunity to enroll when you log into your account through Home Financial Services. This is a simple one-time process you can complete in less than 10 minutes.

Education
We have posted a tutorial online that walks you through the enrollment process step by step. Click HERE to walk through the tutorial.

For more information on the Enhanced Login Security process, you may contact our E-Business Specialist for more information or be provided with a Frequently Asked Questions sheet. Enhanced Login Security is just one more way Members Choice Community Credit Union ensures the security and safety of your account.