How do Credit Unions help the "Little Guy"?   Click on The Little Guy to hear how credit unions help him. *You will need a media player to listen to the clip. The Little Guy represents more than 850,000 Iowans who are served by their credit union. They're hardworking women and men from all walks of life who are often overlooked by traditional financial institutions. Teachers. Small-business owners. Immigrants. Soldiers. Farmers. The list goes on and on. We work to help The Little Guy save for his future and tailor our services to meet his needs. With more than 80 percent of Iowa credit union members having household incomes under $60,000, we pass earnings onto our members in the form of lower interest rates on loans and higher returns on savings. This is just another example of how credit unions are helping The Little Guy. Did you know that... Many Iowa credit unions offer free checking, surcharge-free ATMs and financial counseling? Credit Unions make home ownership a reality for more Iowans? Iowa credit unions had a 77% approval rate on applications from low-income families in 2006 compared to 50.8% for other financial institutions (banks). Iowa Credit Unions treat people like they own the place? That's because they do!  Stop in to see us. We have the products and services to meet all of your financial needs without the corporate feel. Become a Member of MCCCU and you too can become an owner of your own financial institution. Come experience the Credit Union difference! *Sources: CUNA & Affiliates Economics department using Census 2000 data.